Ripple Drops Bombshell: XRP Ledger Set for Major Upgrade With No XRP Impact

Ripple confirms XRP remains unaffected as major ledger upgrades target institutions and enhance transaction processing.

Fridah Kangai
August 4, 2025
5:12 pm

Fridah Kangai

Fridah Kangai is a dedicated crypto journalist with a sharp eye for market trends, blockchain innovation, and digital asset movements. She specializes in breaking down complex topics into clear, engaging stories for both seasoned investors and curious newcomers. With a passion for decentralization and a pulse on the ever-evolving crypto space, Fridah delivers timely, accurate, and insightful coverage. Her work bridges the gap between technology and everyday understanding in the world of cryptocurrency.

Ripple confirms XRP holdings remain safe despite proposed backend changes.
New amendments target enterprise use with advanced token and escrow features.
XLS-56 reduces transaction failure rates through bundled operation support.

Ripple developers have responded to community concerns following recent comments by CTO David Schwartz about the possibility of rewriting the XRP Ledger server software using the Rust programming language. The remarks sparked confusion across social media, with many users worried about the impact such a move could have on their XRP holdings.

Ankur Vadari, however, an engineer at Ripple, clarified that the proposed overhaul would not affect user funds or network operations. Vadari speculates that developers can rewrite Rust as a straightforward back-end development step to enhance software efficiency and sustainability. He emphasized that this change would not compromise the user experience, on-chain data, or the overall functioning of the ecosystem.

I'm seeing a lot of FUD around this so PSA: if rippled was rewritten in Rust, or there was a second client in Rust, it wouldn't do anything to the on-chain data. Nothing would happen to your XRP. Everything about using and building on the XRPL would stay the same, just a change… https://t.co/injtps6PdY
— Mayukha Vadari (@msvadari) August 2, 2025

In addition to this clarification, Ripple has also released two significant updates to the XRP Ledger, which will improve its capabilities, particularly for institutions. The developers designed the upgrade to enhance the blockchain’s usability and effectiveness, ensuring user assets remain unimpacted.

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Ledger Enhancements Focus on Institutions and Complex Transactions

One of the main amendments in XLS-85 introduces support for third-party-issued tokens in escrow transactions. This will enable more fluid administration of assets, such as stablecoins, which in turn will open up institutional adoption of the XRP Ledger. Multi-Purpose Tokens (MPTs) also come in the update, and they are meant to help with multiple purposes of using financial tools on an enterprise level.

In the meantime, the XLS-56 amendment aims to increase the rate of transactional success by enabling the bundling of up to eight operations into a single wrapper transaction. The new feature aims to ensure that the failure rate of complex transaction flows, which is about 30 percent, can be improved, and a more reliable method to achieve seamless multiple actions can be achieved.

These amendments will improve the XRP Ledger’s ability to attract financial institutions through additional functionality and improved processes. While internal development alterations may improve the base protocol’s performance, Ripple has guaranteed users that this will not affect the security or usefulness of their XRP funds.

The latest announcements of Ripple indicate its significance attached to the development of the XRP Ledger and attention to the user’s interests. The network is to have significant upgrades, and these upgrades do not jeopardize the XRP holding.

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