XRP’s Big Moment Nears as Analyst Flags July 14 as Key Date for Major Shift

Analyst flags July 14 as XRP’s big moment as ISO 20022 adoption nears and banks ramp up real-world usage.

Fridah Kangai
June 7, 2025
2:21 pm

Fridah Kangai

Fridah Kangai is a dedicated crypto journalist with a sharp eye for market trends, blockchain innovation, and digital asset movements. She specializes in breaking down complex topics into clear, engaging stories for both seasoned investors and curious newcomers. With a passion for decentralization and a pulse on the ever-evolving crypto space, Fridah delivers timely, accurate, and insightful coverage. Her work bridges the gap between technology and everyday understanding in the world of cryptocurrency.

A top analyst says XRP is ready for a major shift as banks transition to ISO 20022 on July 14.
A $300 million institutional filing has sparked fresh speculation around XRP’s suppressed market value.
Banks in the U.S., Japan, Brazil, and UAE are already using XRP, signaling increasing real-world adoption.

XRP is drawing renewed attention as a significant change in the global financial system approaches. Armando Pantoja, a financial analyst known by the handle @_TallGuyTycoon, advises that July 14 is a day to watch since thousands of banks are set to use the ISO 20022 standard. This change will likely affect the ways institutions handle international transfers and deal with digital assets.

Pantoja stated that XRP is already fully standardized by ISO 20022. The compatibility is why crypto investors often see EVM-based tokens as developing faster than other types of digital assets. Although more institutions are using XRP, its price has not seen much movement.

$XRPs moment is near… July 14, thousands of banks transition to the ISO 20022.

– XRP is already ISO 20022 compliant.⁰- Banks around the world are using XRP⁰- Institutions are filing $300M deals.⁰
But the price? Still quiet.#XRP is being 100% being suppressed…but that's… pic.twitter.com/rFUrOBOHAL
— Armando Pantoja (@_TallGuyTycoon) June 6, 2025

XRP is used in live payment systems in several banks today. In the United States, Brazil, Japan, and the UAE, banks and other financial institutions make global payments using cryptocurrencies. This trend indicates that XRP is being integrated more into real financial systems.

Institutional Demand Rises Amid Price Suppression Claims

Recently, a publicly traded fintech company filed a request with the U.S. Securities and Exchange Commission to buy $300 million worth of XRP. This action ensures there is a reserved amount of assets ready as demand for those that meet the standards rises. After filing the document, the company’s stock rose by more than 400 percent.

Even with the increased activity, the price of XRP changed very little. As a result, some people believe purposeful actions are suppressing the asset. According to Pantoja, XRP’s appreciation may be held back but is ready to be released at a later date.

He likened what was happening to a spring pushed down, with even greater effort adding to its stored energy. Because ISO 20022 will be updated soon, there are expectations that XRP could see a fast rise in price.

XRP’s alignment with the financial sector’s new standards gives it a solid foundation. Its use in global banking today and its need in institutions may soon lead to improved market performance.

The countdown to July 14 is making more people pay attention to XRP. Since it is widely followed and positioned to lead, it may have a significant influence on the future of global finance.

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